



Before signing-up for any pet health insurance it is really important you know what you are getting. A pet insurance comparison chart helps you narrow down your choices. Embrace Pet Insurance is a customer serviceleader and offers you more than VPI (the largest pet insurance provider in the United States) when you are looking for cheap pet insurance.
| Trupanion Pet Insurance | QuickCare Pet Insurance | VPI Pet Insurance | |
|---|---|---|---|
| Coverage | |||
| Covers congenital and breed-specific conditions | Yes | Yes | No |
| Allows you to tailor a plan to your budget and needs | Yes | Yes | No |
| Claims | |||
| Pays claims based on the actual veterinary bill | Yes | Yes | No |
| Has per-incident claim limits | No | Yes | Yes |
| Service | |||
| Gives you certainty before you claim | Yes | Yes | No |
Embrace Pet Insurance offers a medical history review after you have enrolled. A medical history review is a complete assessment of your pet's health history from an insurance perspective. After this review you will have a clear picture of your pet's coverage.
If your pet's medical history review reveals that there are pre-existing conditions that impact his/her coverage in a way that you don't wish to continue the policy then take advantage of the 30-day money-back guarantee. Although, it is a good idea not to get a physical for your pet before you purchase pet insurance plans, because if any condition is found it can be considered as a preexisting condition and excluded from coverage.
Also it is vital you consider your pet's breed, age and behavior characteristics when considering pet insurance. Does your pet's breed have common genetic illnesses that may not be covered by your insurance company? If mature, will the extended age of your pet be an issue and increase the coverage you will need to purchase. And lastly, is your pet's breed, or personality of your pet, common to accidents. Will accident coverage be required when considering pet insurance?
If you just pick the lowest priced plan you may be shortchanging your pet and your family budget in the long run. Reviewing a pet insurance comparison will help you pick the right pet plan.